Consumer Credit Card

Already a Cardholder? Click here to pay and manage your account.
Already a Cardholder? Click here to pay and manage your account.

Get Perks for Shopping

Consumer credit card on a gray background.Consumer credit card on a gray background.

Consumer Credit Card

  • Your choice of 5% off* every purchase
  • Or up to 12 months special financing***
  • Get exclusive discounts on featured products and categories throughout the year
  • No annual fee^

Choose How You Save

Choose how you save with a consumer credit card.
Choose how you save with a consumer credit card.
Are you interested in a business credit card? Learn More!
Are you interested in a business credit card? Learn More!

Sutherlands Consumer Credit Card

5% off Instant Discount*
*5% Off Instant Discount applies to any purchase. Offers cannot be combined with 5% off instant discount and are subject to credit approval. If your single-receipt purchase is over the minimum purchase required, you will be asked to select the offer you would like. Special financing is not available to business cardholders. We reserve the right to discontinue or alter the terms of these offers at any time. See store for details.

*5% Instant Discount: No minimum purchase required. Get 5% off single-receipt purchases of any in-stock or special order merchandise. Offer cannot be used in conjunction with any other credit offer, coupons or discounts. Excludes delivery, installation, gift cards and prior purchases.

6 Months Special Financing**
**Zero Interest if Paid in Full Within 6 Months on purchases of $299 - $598.99 made with your Sutherlands credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 Months. Minimum monthly payments required.

**Qualifying purchase must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 07/31/2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time.

12 Months Special Financing***
***Zero Interest if Paid in Full Within 12 Months on purchases of $599 or more made with your Sutherlands credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 Months. Minimum monthly payments required.

***Qualifying purchase must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 07/31/2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time.

No Annual Fee^
^For New Accounts: As of 07/31/2025, Purchase APR is 34.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2.

Please choose a store for pricing and availability.

Find Your Local Store
Feedback